Medicare Part D provides?

• A. Pharmacy benefits
• B. Hospice care
• C. Inpatient hospital care
• D. Home healthcare

Answer: (A)

Medicare Part D provides prescription drug coverage, i.e., pharmacy benefits. It helps pay for medications you obtain with a doctor's prescription and is offered through private plans approved by Medicare—either as standalone Prescription Drug Plans or as drug coverage included with a Medicare Advantage plan. This is different from inpatient hospital care, hospice care, or home healthcare, which are covered by other parts of Medicare. The cost and coverage under Part D vary by plan and drug: you’ll typically pay a monthly premium, plus any deductible and copay/coinsurance that depend on the drug’s tier and the plan’s formulary. Some drugs may require prior authorization or be placed in higher-cost tiers. In short, Part D is the portion of Medicare that helps with the cost of prescribed medications.