What are some ways we get paid?

• A. Insurances
• B. Workers Comp
• C. No fault
• D. Cash

Answer: (B)

When patients are injured on the job, the payment source is typically workers’ compensation. This state-regulated program, funded by employers, covers medical treatment and wage replacement for work-related injuries and has its own billing rules and fee schedules, usually with little or no patient responsibility. The other options are less specific or not standard payer sources for workplace injuries: “insurances” is too broad, no-fault auto coverage applies to auto-related injuries in many places, and cash is direct patient payment rather than a formal payer with established billing processes. So workers’ compensation is the best answer because it directly describes the payer for occupational injuries.