Which option is NOT described as a potential source of liability insurance coverage?

• A. Public health insurance
• B. Through the hospital
• C. You obtain your own outpatient policy
• D. Employer provider coverage (May not include alot)

Answer: (A)

The main idea here is how malpractice or liability protection is obtained. Public health insurance, such as Medicare or Medicaid, is a payer program that reimburses patient care, not a protection against lawsuits. It doesn’t provide professional liability coverage to clinicians. In contrast, liability protection typically comes from sources tied to practice: the hospital may carry a hospital-wide or department-specific professional liability policy for staff; employer provider coverage refers to malpractice insurance provided through the employer or practice group; and you can purchase your own professional liability policy for outpatient or private practice. So public health insurance isn’t described as a way to obtain liability coverage, making it the correct choice.